Online Fraudulent Activities Targeting Customers of Bank – Don’t Be the Next Victim!
You’re probably familiar with the term phishing to describe the act of trying to defraud consumers or businesses via email by pretending to be from an official organization or individual, in order to steal personally identifiable information (PII) or financial details such as credit card numbers and passwords.
But there’s another kind of fraud that you might not know about – smishing . Similar to phishing, smishing, or SMS phishing, uses text messages in attempt to obtain your personal or financial information from your mobile device using a spoofed source.
Protect Your Computer
It’s important to protect your computer from potential fraudulent activities. You can do this by installing anti-virus and anti-malware software, using strong passwords, and using a firewall.
Protecting your computer is one way to make sure that you don’t become a victim of online fraud.
Create Strong Passwords
Strong passwords are a must if you want to protect your bank account from fraudulent activities. Make sure that your password is at least 8 characters long, includes both letters and numbers, and includes symbols such as # or &.
Avoid using common words, phrases, or dates which can easily be guessed by a hacker. Also make sure that you’re not reusing passwords for multiple accounts. If you reuse passwords it will be much easier for hackers to gain access to multiple accounts.
Do Not Respond to Suspicious Emails or Text Messages
1. Do not respond to suspicious emails or text messages.
2. If a message appears from your bank, do not call the number given but instead call your bank directly using a phone number you have saved in your contacts list.
3. If you receive a suspicious email or text message that appears to be from your bank asking for personal information, contact them immediately and do not follow any link or download any attachments provided in the message.
Monitor Your Accounts Regularly
You should keep an eye on your accounts and bank statements to ensure that fraudulent activities are not occurring. One way to do this is by setting up alerts or notifications that will notify you when a transaction is made.
For example, set up an alert for every time a purchase is made with your credit card, so you’ll know if anything seems off.
Report Suspicious Activity Immediately
Beware of any emails or phone calls requesting personal information, such as account numbers and passwords. If you suspect fraudulent activity on your account, call the bank to report it immediately.
Most importantly, if you have suspicions that your identity has been compromised in any way, contact your bank and law enforcement immediately. The sooner you can act, the better chance you have at getting back on track with your life.
What is a phishing attack?
A phishing attack is an attempt to gather sensitive information like usernames, passwords, social security number or credit card numbers through fake emails, text messages, or websites that looks legit.
Why does it happen?
Cybercriminals are always looking for ways to steal your personal information and use it for their own gain.
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